Economists and mortgage lenders are still keeping a watchful eye on Vero Beach interest rates. Federal Reserve chair Janet Yellen recently told the House financial services committee that no immediate decision has been made to raise interest rates. However, she said a December rate hike was still a “live possibility.” Will Vero Beach Interest Rates Rise in December? Anticipation and speculation […]
Vero Beach Homeowners Insurance: Inventory Vital
A Vero Beach homeowners insurance policy is a must. Natural disasters, fires and other perils can cause us to lose everything. Claims adjustors and restoration contractors often hear people say, “I never thought this would happen to me.” And while we can only do so much to protect our homes and possessions against loss, there are steps we can take […]
Vero Beach Home Improvement Tips for the Holidays
Vero Beach home improvement projects can be inexpensive, fun and timely — especially now as the holiday season approaches. You can give your home a minor makeover just in time for the first waves of guests or family you may plan to entertain. Let’s look at a few simple "spruce-ups" that will make the holidays even more festive. Easy Vero Beach […]
Vero Beach Interest Rates Should Stay Low If Fed Hikes Rates
With the Federal Reserve being on the verge of raising Vero Beach interest rates for the first time in several years, at least one economist says there is little to fear. Mortgage rates will stay low for a good while, says the Wall Street Journal’s chief economics correspondent, Jon Hilsenrath, even if the Fed does decide in favor of a […]
Vero Beach Home Buyers Need Help From Family
During the recession of 2009, the number of Vero Beach home buyers depending on down payment assistance from family members or friends tripled. It’s estimated that roughly 21% of homes were purchased by homeowners using a gift or a loan as their down payment. Let's look at why that need may still exist. Vero Beach Home Buyers – "Who Can Save […]
Vero Beach Home Selling: Overcoming Fears
There comes a time in most every homeowner’s life when they’re ready to sell their home. Make no mistake, it can be a challenging undertaking for some. Often there are financial, emotional and even social consequences to consider. As a result, many homeowners struggle with fears once they contemplate entering the Metro Vero Beach home selling market. Facing Vero Beach Home Selling […]
Vero Beach Housing: New Home Sales Near One-Year Low
The US Commerce Department reported that sales of new single-family homes dropped to a near one-year low last month. The recent setback occurred despite two consecutive months of sales gains. Industry experts say Vero Beach housing remains on firm ground thanks, in part, to a rise in home prices. A Closer Look at Vero Beach Housing The 11.5% drop in […]
Vero Beach Mortgage Lenders Receive Grace Period
The House of Representatives recently voted to pass a bipartisan bill to provide a "hold harmless" grace period for Vero Beach mortgage lenders for the implementation of the Consumer Financial Protection Bureau's (CFPB's) TILA-RESPA Integrated Disclosure (TRID) Rule. The new rule went into effect October 3rd. "Good Faith" From Vero Beach Mortgage Lenders Extending the grace period until February 1, 2016, the Homebuyers […]
A Good Time for Vero Beach Home Buying
Vero Beach home buying markets are always changing — just like the seasons of the year. Many people associate spring with a renewed, popular time to home shop. Fall is usually associated with a slower-paced real estate market for a variety of reasons. However, fall could very well be a great time for Vero Beach home buying. Let’s take a […]
Planning Ahead: Vero Beach Tax Tips
Most Vero Beach tax advisors suggest their clients to start thinking about their taxes early. As the end of the year rapidly approaches, now’s the time to do some tax planning. By starting now, you can make next April 15 a good bit less stressful. Here are a few tax tips that may be helpful. Four Vero Beach Tax Tips Vero […]