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The Home Affordable Refinance Program, or HARP, was instituted in March, 2009 and became a moderately successful tool for homeowners in the Vero Beach mortgage market as well as other markets all across the United States. Help for Vero Beach Mortgage Borrowers Because of fairly conservative loan-to-value restrictions, HARP was improved to HARP 2.0 in 2011 with LTV ratios higher […]