A Vero Beach homeowners insurance policy is a must. Natural disasters, fires and other perils can cause us to lose everything. Claims adjustors and restoration contractors often hear people say, “I never thought this would happen to me.” And while we can only do so much to protect our homes and possessions against loss, there are steps we can take […]
Vero Beach Flood Insurance: Does Everyone Need It?
Vero Beach flood insurance is something some people might say is a waste of money, but floods are obviously quite common in low lying areas that are surrounded by water. In these areas, not having Vero Beach flood insurance is like playing financial Russian Roulette in the event of a serious storm. Just look at what happened statewide in South […]
Your Vero Beach Homeowners Insurance: Are You Covered?
Your Vero Beach homeowners insurance policy provides coverage against most perils and damages. There are some, however, that are not covered. Unfortunately, those are usually the ones that catch you off guard — and they can be expensive. While every policy is different, you should peruse your Vero Beach homeowners insurance coverage to see if you're protected against termite infestation […]
Lender-Placed Vero Beach Insurance Facts
Having a Vero Beach insurance policy is vitally important to both mortgage lenders and property owners. And no subject is quite as controversial as "force-placed" or "lender-placed" insurance coverage. As the name implies, lender-placed insurance is a policy implemented by the mortgage holder in the event the homeowner has insufficient coverage or allows the coverage to lapse. Lender-Placed Vero Beach […]
Vero Beach Homeowner’s Insurance Tips
Since having a good Vero Beach homeowner's insurance policy on your home is one of the most important things you can do, it's important to note these tips. They will assist you in understanding your policy and procedures. 1.) Avoid Making Small Claims – Insurance companies can and will drop coverage if you have several small claims. To avoid this, […]