In addition to other favorable signs, the Vero Beach mortgage market is expected to be one of the positive features in the recovery of the housing market. Experts say Home Mortgage Disclosure Act (HMDA) information indicates the housing improvement continues. Continued Improvement in Vero Beach Mortgage Market Expected Because of the data trends, lending projections are expected to rise. And that could […]

Whether it's a topic like the Vero Beach mortgage industry or another subject, we live in an information-rich environment. The Internet, 24-hour cable news stations and a burgeoning social media network keeps Americans in touch with available information almost instantly. Yet the endless wealth of information at our disposal also means there's a glut of misinformation being disseminated as well. […]

The Home Affordable Refinance Program, or HARP, was instituted in March, 2009 and became a moderately successful tool for homeowners in the Vero Beach mortgage market as well as other markets all across the United States. Help for Vero Beach Mortgage Borrowers Because of fairly conservative loan-to-value restrictions, HARP was improved to HARP 2.0 in 2011 with LTV ratios higher […]

One of the most important components to obtaining a good Vero Beach mortgage is the down payment. Unfortunately, many homebuyers have misconceptions about down payments and how they impact their ability to obtain home financing. Let’s examine some of the down payment myths that are prevalent in the Vero Beach mortgage arena. 4 Vero Beach Mortgage Untruths 1. You have […]

Congratulations! After a few weeks of gathering documents and waiting for your mortgage loan to be processed you’ve finally been approved! Soon it will be time for the loan closing, the culmination of the process. Now it’s time to think about Vero Beach loan closing costs and, more importantly, minimizing them and keeping more money in your pocket. After all, […]